Subscription & Payment Terms

Game of Life & Wealth
Website: mymentorsystem.co.za
Responsible Party: YOUNGBULL (PTY) LTD
South Africa

1. Monthly Subscription

Game of Life & Wealth is a subscription-based service. Players pay a monthly fee according to the game path or subscription level they use.

Current monthly subscription fees are:

These prices are stated in South African Rand (ZAR).

2. Subscription Activation

A player’s paid access is activated after the required payment or other authorised activation process has been successfully completed.

Creating a player account does not by itself guarantee access to paid Game of Life & Wealth features.

3. Recurring Payments

Where a player chooses or authorises recurring billing, the applicable subscription fee may be collected each billing period through the payment service made available by Game of Life & Wealth.

Players are responsible for ensuring that their payment information remains valid and that sufficient funds are available for authorised payments.

4. Payment Provider

Payments may be processed by an independent payment service provider, including Yoco.

Payment processing may therefore also be subject to the payment provider’s applicable terms, security procedures and privacy practices.

Game of Life & Wealth does not require players to provide their bank-card PIN or online-banking password directly to us.

5. Failed or Unsuccessful Payments

If a subscription payment fails, is declined, reversed or cannot be processed, paid access may be suspended or restricted until payment has been successfully resolved.

A failed payment does not automatically delete the player’s Game of Life & Wealth account or historical game information.

6. Cancellation

A player may cancel a subscription in accordance with the Refund & Cancellation Policy.

Cancellation stops future subscription renewals once the cancellation becomes effective.

Unless otherwise communicated, the player may continue using paid access until the end of the period already paid for.

7. Refunds and Three-Month Money-Back Guarantee

Refunds are handled in accordance with the Refund & Cancellation Policy and applicable South African law.

YOUNGBULL (PTY) LTD offers qualifying users of the Personal Financial Simulation System a three-month money-back guarantee, subject to the requirements contained in the Refund & Cancellation Policy.

The guarantee requires the player to make a genuine and reasonable effort to use the System during the three-month period. This includes actively using the System, providing reasonably accurate information, reviewing the guidance and recommendations provided, and taking reasonable and practical actions to improve their financial position.

A refund is not automatically granted merely because a player’s financial position has not improved.

A player requesting a refund may be required to demonstrate:

Where a recommendation or suggested action could not reasonably be followed, the player may explain the circumstances that prevented them from doing so.

Simply paying for or subscribing to the System without actively using it, ignoring relevant guidance, or taking no reasonable action to improve one’s financial position does not qualify a player for the three-month money-back guarantee.

Full eligibility requirements, exclusions and refund procedures are contained in the Refund & Cancellation Policy.

Nothing in this guarantee limits any rights available to consumers under applicable South African law.

8. Changing Game Paths

A player’s financial circumstances may change over time.

Where the System allows a player to move from one subscription level to another—for example, from Employee to Self-Employed or Business Owner—the applicable subscription price for the new level will be presented before the paid change is completed.

Moving to a different game path may therefore change the player’s monthly subscription fee.

9. Price Changes

YOUNGBULL (PTY) LTD may change subscription prices from time to time.

Where required, existing subscribers will receive reasonable notice of material price changes before the new price becomes applicable to their subscription.

10. Player Data After Cancellation

Cancellation of a paid subscription does not necessarily mean that the player’s account and historical information are immediately deleted.

Personal information will be handled according to the Privacy Policy and applicable law.

Players may separately request account or personal-data deletion subject to legal and legitimate record-retention requirements.

11. No Financial Return Is Guaranteed

Payment for Game of Life & Wealth provides access to the applicable game, educational tools, simulations and related features.

Payment does not constitute an investment and does not guarantee financial improvement, profit, business success, investment returns or financial freedom.

The Personal Financial Simulation System provides simulations, projections, educational information and decision-support tools. Results depend on information supplied by the player, assumptions used by the System, the player’s circumstances and the decisions and actions taken by the player.

Players remain responsible for their own financial and business decisions.

The three-month money-back guarantee does not constitute a guarantee of financial performance or financial improvement. It is a conditional refund arrangement governed by the Refund & Cancellation Policy.

12. Contact

Questions about subscriptions, payments, cancellations, the three-month money-back guarantee or billing may be directed to:

Questions about subscriptions, payments or billing may be directed to:

YOUNGBULL (PTY) LTD
Email: info@youngbull.co.za
Website: mymentorsystem.co.za
South Africa